Business Insurance

Business Insurance is specifically designed to meet the needs of Australian small-to-medium sized businesses. It provides wide-ranging protection for your business under the one easy-to-read policy.

Policies vary significantly from one insurer to the next, but most policies can be tailored to include the following coverage:

Damage to buildings, contents and stock caused by fire & perils and accidental damage.

Business Interruption  
The shortfall in your business income caused by the interruption to your business after you’ve had an insured loss.

Theft & Money
Theft of business contents or stock, or theft of money.

Broadform Liability  
Your legal liability to pay compensation for personal injury or property damage.

Machinery Breakdown
Damage to machinery caused by breakdown, or damage to boilers and pressure equipment caused by explosion and collapse. Refrigerated or frozen goods can also be covered against deterioration.

Employee Dishonesty
Fraud/Theft or dishonesty by your employees.

Computers & Electronic Equipment
Fire, theft, accidental damage, breakdown and business interruption cover for computers and electronic equipment.

Breakage of internal and external glass and signs.

General Property
Primarily designed for property (excluding stock) which is moved around, like tools of trade or professional equipment.

Tax Investigation
Costs incurred by your accountant or registered tax agent (after receiving notification from the Australian Taxation Office) in conducting an audit or investigation in relation to your liability to pay tax.

Hi David,
I have to congratulate you on making this such an awesomely easy process.
This is the way cloud technology should be used, a win-win for both parties.
Excellent! Love it!

Ed Henry
Director - Sage Australia Pty Ltd