Premium Funding Services

A cost effective way to manage your cash flow


Focus Insurance Brokers can arrange on your behalf premium funding solutions.

Our commission earn is significantly lower than the market average and this translates to a better rate for our clients.

What is premium funding?

Premium funding is a cash flow solution that gives businesses the ability to spread the payment of their insurance premiums over regular instalments, instead of shouldering the whole cost upfront. We can access premium funding products that can be structured flexibly to meet the unique financial needs of any business.

Cash flow management is an important requirement for any successful commercial business. Large lump sum insurance bills can disrupt annual cash flows.

Insurance premium funding is a flexible and convenient way to manage these potentially significant costs through smaller monthly payments.

By avoiding this initial outlay, working capital can be invested into other income-generating opportunities. In addition, this service does not interfere with existing finance facilities such as bank overdrafts.

Enjoy the benefits of premium funding

  • Retain working capital
  • Fixed interest rate – tax deductible
  • No loan security cost – the policy itself is the security
  • Flexible repayment options
  • Multiple repayment methods

How does it work?

Focus Insurance Brokers will receive your annual insurance premium from the funding provider by the due date. You then repay in monthly instalments. Premium funding can be extended to most types of commercial insurance policies including professional indemnity, industrial special risk, public liability, Workers’ Compensation, motor vehicle and directors and officers liability.

Hi David,
I have to congratulate you on making this such an awesomely easy process.
This is the way cloud technology should be used, a win-win for both parties.
Excellent! Love it!

Ed Henry
Director - Sage Australia Pty Ltd